I have approximately $ 1.3 m in multis and SFHs in San Bernardino county. And 6 low-end rentals in Etowah County, AL.
My wife is a citizen but we live in SE Asia. both have been paying taxes for years. The properties are owned free and clear and we would like to get a commercial loan on the portfolio for other investments, not personal consumption.
Q1: Do you know a bank operating in AL and in CA which might handle such a deal?
A long-term fixed rate is our preference.